React Hook Builder — Custom Hook with Full Lifecycle

Create a custom React hook called use[HookName] for [purpose]. Requirements:
- TypeScript with generic type parameters where appropriate
- Return a typed tuple or object (not untyped array)
- Include loading, error, and data states
- Handle cleanup in useEffect return (abort controllers, unsubscribe)
- Implement proper dependency arrays (no missing deps, no over-triggering)
- Use useCallback for returned functions to prevent consumer re-renders
- Use useRef for values that shouldn't trigger re-renders
- Handle race conditions in async operations (stale closure prevention)
- Support SSR (check typeof window !== 'undefined' if using browser APIs)
- Add JSDoc with @example usage
- Write companion test file using renderHook from @testing-library/react-hooks
- Follow existing hook patterns in this codebase