Era

Era is a personal finance platform designed for the age of AI agents, offering three distinct products: Context, Agency, and Thesis. Context serves as a personal MCP (Model Context Protocol) server that connects users' financial accounts—including bank accounts, credit cards, and other financial data—to any AI assistant that supports MCP, such as Claude, ChatGPT, Cursor, Gemini, Perplexity, and others. This connection provides real-time, read-write access to balances, transactions, and goals, enabling users to ask questions about their finances, move money, set up automated rules, and manage budgets directly through conversation. Agency is a companion native app that builds on Context, proactively monitoring and managing money by acting on opportunities or issues (e.g., a doubled bill or a savings window) before the user opens the app. Thesis is a private beta investing tool that allows users to theorize, research, backtest, and trade using AI agents like Claude Code or ChatGPT, built on Context and regulated by the SEC. Together, these products aim to blend AI precision with human insight for smarter money management, targeting individual users seeking to automate routine tasks, optimize budgeting and savings, and receive personalized financial guidance.